No confusing jargon. No runaround. Just clear, honest guidance from an MLO who actually picks up the phone.
A Mortgage Loan Officer isn't just someone who processes paperwork. The right MLO is your advocate, your strategist, and the person who fights to get you the best deal possible — especially when things get complicated.
From down payment assistance to VA loans and state-specific programs, I know options that banks simply don't offer — and I'll find the right one for you.
You're not a file number to me. I take time to understand your full picture before recommending anything — and I stay with you through the entire process.
Complex situations are my specialty. Self-employed? Tricky credit? Relocating? I'll find a path forward when others say there isn't one.
Here's exactly how we go from first conversation to closed loan — in three clear steps.
We start with a free, no-pressure consultation. I'll gather some basic information about your income, goals, and timeline — and get you pre-approved fast so you can move with confidence.
I'll present you with the loan programs that actually fit your situation — with clear comparisons so you can make an informed, confident decision.
I handle the details, coordinate with everyone involved, and keep you informed every step of the way. No surprises at closing — just keys in your hand.
"Hanna found us a down payment assistance program we had no idea existed. We went from 'someday' to signed in 60 days. She is incredible."
"As a veteran I was nervous about the VA loan process. Hanna knew it inside and out — she got us a rate that blew every other quote out of the water."
"I was relocating from out of state and felt overwhelmed. Hanna was patient, creative, and found solutions I didn't know were possible. Closed on time, no surprises."
Whether you're buying your first home or your fifth — let's talk. Free consultation, real answers.
Homeownership should be for everyone — not just people who already have it figured out. My job is to make that real for you.
I'm Hanna Stullick, a Loan Officer with Guild Mortgage licensed in both Washington and California. From day one in this industry, I've been drawn to the human side of homeownership — the nerves, the excitement, and the life-changing moment of getting the keys.
My specialty is first-time homebuyers. There's nothing quite like walking someone through the process for the very first time and watching their confidence grow from "I don't know if this is even possible" to "we closed!" That transformation is why I do this work.
I'm also deeply committed to serving our veterans through VA loan programs — a benefit that is too often underused or misunderstood. And I've made it my mission to know every down payment assistance program in Washington and California inside and out, because too many buyers don't know these resources exist.
When the path forward isn't obvious, I get creative. Complex situations, unique income structures, tricky credit histories — I don't give up easily. There's almost always a solution, and I'll find it.
No hidden fees, no confusing fine print. You'll always know exactly what you're signing and why.
If the conventional path doesn't work for you, I dig deeper. There's almost always a solution — you just need the right guide.
I champion DPA programs, VA benefits, and USDA loans because homeownership should not be a privilege.
I pick up the phone. I respond to texts. In a fast market, responsiveness isn't a nice-to-have — it's everything.
I'd love to learn about your goals and show you what's possible.
No pressure. No obligation. Just a real conversation with someone who's genuinely here to help.
"I respond to every message personally — usually within a few hours. Your home journey matters to me."— Hanna Stullick